{"ok":true,"entity":{"id":"real-time-payments","name":"Real-Time Payments","entityType":"concept","officialName":"Real-Time Payments","canonicalName":"Real-Time Payments","displayName":"Real-Time Payments","category":"決済インフラ","shortDescription":"銀行口座間の資金移動を24時間365日リアルタイムで完了させる決済方式。米国ではThe Clearing HouseのRTPネットワークとFederal ReserveのFedNowが代表的なインフラとして運用されている。","primaryCluster":"fintech","parentEntity":null,"verificationStatus":"draft","website":"https://www.theclearinghouse.org/payment-systems/rtp","updatedAt":"2026-09-01T11:03:15.647Z","secondaryClusters":[],"alias":["RTP","Instant Payments"],"searchKeywords":["real-time payments","RTPネットワーク","instant payments","FedNow","即時送金"]},"referenceIndex":["P-01-001","P-02-001","P-04-001","P-05-001","P-06-001"]}