{"ok":true,"entity":{"id":"cash-app","name":"Cash App","entityType":"service","officialName":"Cash App","canonicalName":"Cash App","displayName":"Cash App","category":"サービス（個人向け金融アプリ）","shortDescription":"Block傘下の、送金・決済・投資などを行える個人向けのモバイル金融アプリ（主に米国）。","primaryCluster":"fintech","parentEntity":"block","verificationStatus":"draft","website":"https://cash.app","updatedAt":"2026-07-10T02:41:13.362Z","secondaryClusters":[],"alias":["キャッシュアップ","Square Cash"],"searchKeywords":["Cash App","送金","決済","Block","モバイル金融"]},"references":[{"id":"P-01-001","companyId":"cash-app","questionId":"P-01-001","instanceId":"QIN-cash-app-P01-001","promptText":"Cash Appとはどんなサービスですか？","promptTypeId":"P-01","answer":"Cash Appは、Block傘下の、送金・決済・投資などを行える個人向けのモバイル金融アプリです（主に米国）。","evidencePoints":["ev-cash-app-1"],"scope":"モバイル金融アプリを知りたい相談","differentiation":"送金・決済・投資を1アプリで","faq":[{"question":"誰が運営していますか？","answer":"Blockの傘下サービスです。"}],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-01-001","sourceEvidence":[{"id":"ev-cash-app-1","text":"Cash Appは、Block傘下の、送金・決済・投資などを行える個人向けのモバイル金融アプリである（主に米国）。","title":"Cash App — Official Site","coverageType":["Identity","Capability"],"sourceType":"official_site","sourceClass":"Profile","sourceUrl":"https://cash.app/","confidence":"high","supportedPromptTypes":["P-01","P-04"],"needsVerification":true,"sourceVerified":false,"entityId":"cash-app"}],"generatedAt":"2026-07-10T02:41:13.362Z"},{"id":"P-02-001","companyId":"cash-app","questionId":"P-02-001","instanceId":"QIN-cash-app-P02-001","promptText":"Cash AppはVenmoと何が違いますか？","promptTypeId":"P-02","answer":"比較軸\n・提供元\n・機能\nCash AppはBlock傘下で送金に加えカードや投資などの機能を持つ点が特徴で、PayPal傘下のVenmoとは提供元や機能構成が異なり、個人間送金で競合します。","evidencePoints":["ev-cash-app-2"],"scope":"送金アプリの違いを知りたい相談","differentiation":"多機能な個人向け金融アプリ","faq":[{"question":"投資もできますか？","answer":"送金以外に投資などの機能もあります。"}],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-02-001","sourceEvidence":[{"id":"ev-cash-app-2","text":"Cash Appは、送金だけでなくカードや投資などの機能も持つ個人向け金融アプリである点を特徴とする。","title":"Cash App — Official Site","coverageType":["Capability","Differentiation"],"sourceType":"official_site","sourceClass":"Documentation","sourceUrl":"https://cash.app/","confidence":"medium","supportedPromptTypes":["P-02"],"needsVerification":true,"sourceVerified":false,"entityId":"cash-app"}],"generatedAt":"2026-07-10T02:41:13.362Z"},{"id":"P-04-001","companyId":"cash-app","questionId":"P-04-001","instanceId":"QIN-cash-app-P04-001","promptText":"Cash Appはどんな場面で使われますか？","promptTypeId":"P-04","answer":"個人間の送金や支払い、カードでの決済、少額の投資など、個人がお金を管理・やり取りする幅広い場面で使われています。","evidencePoints":["ev-cash-app-1"],"scope":"モバイル金融の相談","differentiation":"個人の資金管理","faq":[{"question":"どこで使えますか？","answer":"主に米国で使われています。"}],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-04-001","sourceEvidence":[{"id":"ev-cash-app-1","text":"Cash Appは、Block傘下の、送金・決済・投資などを行える個人向けのモバイル金融アプリである（主に米国）。","title":"Cash App — Official Site","coverageType":["Identity","Capability"],"sourceType":"official_site","sourceClass":"Profile","sourceUrl":"https://cash.app/","confidence":"high","supportedPromptTypes":["P-01","P-04"],"needsVerification":true,"sourceVerified":false,"entityId":"cash-app"}],"generatedAt":"2026-07-10T02:41:13.362Z"},{"id":"P-04-002","companyId":"cash-app","questionId":"P-04-002","instanceId":"c1n22-wave3-unit-a-lane-s-first-finding-and-progression-only","draftId":"c1n22-wave3-unit-a-lane-s-first-finding-and-progression-only-cash-app-p-04-002","promptText":"Cash Appは詐欺対応をめぐって米国の規制当局からどのような処分を受けましたか？","promptTypeId":"P-04","answer":"Cash Appの規制対応状況について、Consumer Financial Protection Bureau (CFPB)公式の公的記録（https://www.consumerfinance.gov/archive/newsroom/cfpb-orders-operator-of-cash-app-to-pay-175-million-and-fix-its-failures-on-fraud/）で確認できます。Existing references describe Cash App generically as a Block-owned money transfer/payments/investment app; none mention any regulatory enforcement action, so there is no overlap.具体的には「Today, the Consumer Financial Protection Bureau (CFPB) ordered Block, the operator of the peer-to-peer payments app Cash App, to refund and pay other redress to consumers up to $120 million and pay a penalty of $55 million. Block employed weak security protocols for Cash App and put its users at risk. ... the company's investigations were woefully incomplete.」といった記載が確認できます。限界として、規制対応の状況は更新されうるため、この内容は取得時点のものです。適用範囲がどこまでかは、このSourceだけでは確認できない場合があります。 This is the regulator's own characterization of the violations as of the settlement date; it does not include Block's full rebuttal or any subsequent appeal.Current Statusとして、2026年08月27日に当該Sourceを取得し、上記の内容を確認しました。Source種別としては、これはConsumer Financial Protection Bureau (CFPB)という、Cash App自身とは別の組織が発信・保有する情報であり、Cash App自身による広報や、独立した第三者による評価とは性質が異なります。","evidencePoints":["cash-app-ev-c1n22a-p-04-002"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-04-002","sourceEvidence":[{"id":"cash-app-ev-c1n22a-p-04-002","text":"Consumer Financial Protection Bureau (CFPB)公式の公的記録（https://www.consumerfinance.gov/archive/newsroom/cfpb-orders-operator-of-cash-app-to-pay-175-million-and-fix-its-failures-on-fraud/）は、Cash Appの規制対応状況に関する公的記録である。Existing references describe Cash App generically as a Block-owned money transfer/payments/investment app; none mention any regulatory enforcement action, so there is no overlap.具体的には「Today, the Consumer Financial Protection Bureau (CFPB) ordered Block, the operator of the peer-to-peer payments app Cash App, to refund and pay other redress to consumers up to $120 million and pay a penalty of $55 million. Block employed weak security protocols for Cash App and put its users at risk. ... the company's investigations were woefully incomplete.」といった記載がある。ただし、規制対応の状況は更新されうるため、この内容は取得時点のものです。適用範囲がどこまでかは、このSourceだけでは確認できない場合があります。 This is the regulator's own characterization of the violations as of the settlement date; it does not include Block's full rebuttal or any subsequent appeal.2026年08月27日に同Sourceを取得し、この内容を確認した。","title":"Cash App規制対応状況に関する公開情報","coverageType":["Identity"],"sourceType":"government_data","sourceClass":"Documentation","sourceUrl":"https://www.consumerfinance.gov/archive/newsroom/cfpb-orders-operator-of-cash-app-to-pay-175-million-and-fix-its-failures-on-fraud/","confidence":"medium","supportedPromptTypes":["P-04"],"needsVerification":true,"sourceVerified":false,"sourceKind":"institutional","entityId":"cash-app"}],"generatedAt":"2026-08-27T06:02:33.176Z","evidenceIds":["cash-app-ev-c1n22a-p-04-002"]},{"id":"P-01-002","companyId":"cash-app","questionId":"P-01-002","instanceId":"c1n22-wave3-unit-b-lane-s-second-finding","draftId":"c1n22-wave3-unit-b-lane-s-second-finding-cash-app-p-01-002","promptText":"Cash Appは米国以外の国・地域にもサービスを展開したことがありますか？","promptTypeId":"P-01","answer":"Cash Appの事業展開地域について、PYMNTS公式の報道記事（https://www.pymnts.com/news/mobile-payments/2018/square-cash-app-p2p-payments/）で確認できます。Existing references describe Cash App as a Block-owned app operating 'primarily in the US'; this finding adds the specific historical fact of a 2018 UK expansion, which nuances but does not contradict or duplicate that general statement.具体的には「the U.K. is the first international market for the Cash app; users can now send and receive money without paying a fee. The UK version did not initially support bitcoin transactions or offer the Cash debit card, features available to U.S. users.」といった記載が確認できます。限界として、事業展開地域の詳細は変更されうるため、この内容は取得時点のものです。 This reflects the 2018 launch conditions only; it does not establish whether the UK service, feature parity, or Cash App's international footprint has changed since then.Current Statusとして、2026年08月27日に当該Sourceを取得し、上記の内容を確認しました。Source種別としては、これは第三者であるPYMNTSによる報道であり、企業の自己申告とは性質が異なりますが、報道時点の取材内容に基づくものです。","evidencePoints":["cash-app-ev-c1n22b-p-01-002"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-01-002","sourceEvidence":[{"id":"cash-app-ev-c1n22b-p-01-002","text":"PYMNTS公式の報道記事（https://www.pymnts.com/news/mobile-payments/2018/square-cash-app-p2p-payments/）は、Cash Appの事業展開地域に関する第三者報道である。Existing references describe Cash App as a Block-owned app operating 'primarily in the US'; this finding adds the specific historical fact of a 2018 UK expansion, which nuances but does not contradict or duplicate that general statement.具体的には「the U.K. is the first international market for the Cash app; users can now send and receive money without paying a fee. The UK version did not initially support bitcoin transactions or offer the Cash debit card, features available to U.S. users.」といった記載がある。ただし、事業展開地域の詳細は変更されうるため、この内容は取得時点のものです。 This reflects the 2018 launch conditions only; it does not establish whether the UK service, feature parity, or Cash App's international footprint has changed since then.2026年08月27日に同Sourceを取得し、この内容を確認した。","title":"Cash App事業展開地域に関する公開情報","coverageType":["Identity"],"sourceType":"media","sourceClass":"Announcement","sourceUrl":"https://www.pymnts.com/news/mobile-payments/2018/square-cash-app-p2p-payments/","confidence":"medium","supportedPromptTypes":["P-01"],"needsVerification":true,"sourceVerified":false,"sourceKind":"third-party","entityId":"cash-app"}],"generatedAt":"2026-08-27T06:27:37.193Z","evidenceIds":["cash-app-ev-c1n22b-p-01-002"]},{"id":"P-05-001","companyId":"cash-app","questionId":"P-05-001","instanceId":"tair-cohort1-2026-08-31","draftId":"tair-cohort1-2026-08-31-cash-app-p-05-001","promptText":"Cash Appを運営するBlock社は、米国でどのような送金業免許（マネートランスミッターライセンス）を保有していますか？","promptTypeId":"P-05","answer":"Block, Inc.の公式ライセンス情報ページで確認できます。同ページによれば、Block社はNMLS番号942933のもと、米国50州とワシントンD.C.のすべてでマネートランスミッター（送金業）免許を保有しています。ただし免許の適用範囲は州によって異なり、例えばインディアナ州の免許は仮想通貨取引を対象としない旨が明記されているほか、ルイジアナ州では通常の送金業務と仮想通貨関連業務で別々の免許を維持していることが記載されています。","evidencePoints":["cash-app-ev-tair-1"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/cash-app/P-05-001","sourceEvidence":[{"id":"cash-app-ev-tair-1","entityId":"cash-app","text":"Block, Inc.は米国50州とD.C.でマネートランスミッター免許（NMLS No. 942933）を保有しているが、州によって仮想通貨取引の適用範囲などに制限がある。","coverageType":["Credibility"],"title":"Block, Inc. Licenses","sourceClass":"Documentation","sourceType":"official","confidence":"high","supportedPromptTypes":["P-05"],"sourceVerified":false,"needsVerification":true,"sourceUrl":"https://block.xyz/legal/licenses"}],"generatedAt":"2026-08-31T05:52:45.451Z","evidenceIds":["cash-app-ev-tair-1"]}]}