{"ok":true,"entity":{"slug":"ethos","entityType":"company","name":"Ethos","officialName":"Ethos","canonicalName":"Ethos","displayName":"Ethos","category":"デジタル完結型生命保険MGA（提携保険会社の保険契約を引受・仲介）","shortDescription":"米国の生命保険テクノロジー企業。デジタルプラットフォームを通じて生命保険への申込・引受を完結させるが、自社で保険契約を発行せず、Banner Life・TruStage・Ameritas・Protective・North American等の提携保険会社が実際の保険契約を発行するMGA型の事業モデルを採用する。","alias":[],"searchKeywords":["Ethos","Ethos Life","エトス生命保険"],"website":"https://www.ethoslife.com/","primaryCluster":"insurtech","secondaryClusters":[],"verificationStatus":"draft","id":"ethos","updatedAt":"2026-07-22T11:33:21.426Z"},"references":[{"id":"P-01-001","companyId":"ethos","questionId":"P-01-001","instanceId":"QIN-ethos-P01-001","promptText":"Ethosとはどのようなものですか？","promptTypeId":"P-01","answer":"Ethosは、米国の生命保険テクノロジー企業です。デジタルプラットフォームを通じて生命保険への申込・引受を完結させますが、自社で保険契約を発行せず、Banner Life・TruStage等の提携保険会社が実際の保険契約を発行するMGA型の事業モデルを採用しています。","evidencePoints":["ev-ethos-1","ev-ethos-2"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/ethos/P-01-001","sourceEvidence":[{"id":"ev-ethos-1","text":"Ethos Technologies, Inc.は、米国の生命保険テクノロジー企業であり、デジタルプラットフォームを通じて生命保険への申込・引受を完結させる。","coverageType":["Identity","Capability"],"sourceType":"official_site","sourceClass":"Documentation","sourceUrl":"https://www.ethoslife.com/","title":"Ethos","confidence":"high","needsVerification":true,"sourceVerified":false,"supportedPromptTypes":["P-01","P-02","P-04"],"entityId":"ethos"},{"id":"ev-ethos-2","text":"Ethos公式サイトによれば、Ethosは自社で保険契約を発行せず、Banner Life・TruStage・Ameritas・Protective・North American等の提携保険会社が実際の保険契約を発行するMGA型の事業モデルを採用している点が特徴で、自社リスク保有型の生命保険会社とは事業構造が異なる。","coverageType":["Differentiation"],"sourceType":"official_site","sourceClass":"Documentation","sourceUrl":"https://www.ethoslife.com/life-insurance-carriers/","title":"Ethos — Our Life Insurance Carriers","confidence":"high","needsVerification":true,"sourceVerified":false,"supportedPromptTypes":["P-01","P-02","P-04"],"entityId":"ethos"}],"generatedAt":"2026-07-22T11:33:21.426Z"},{"id":"P-02-001","companyId":"ethos","questionId":"P-02-001","instanceId":"QIN-ethos-P02-001","promptText":"Ethosは他の同種の事業・作品と比べてどう違いますか？","promptTypeId":"P-02","answer":"比較軸\n・保険契約の発行主体（提携保険会社か、自社か）\n\nEthosは自社で保険契約を発行せず提携保険会社が発行するMGA型である点が特徴で、Ladderも同様にMGA型を採用するが提携する保険会社の構成が異なる。","evidencePoints":["ev-ethos-2"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/ethos/P-02-001","sourceEvidence":[{"id":"ev-ethos-2","text":"Ethos公式サイトによれば、Ethosは自社で保険契約を発行せず、Banner Life・TruStage・Ameritas・Protective・North American等の提携保険会社が実際の保険契約を発行するMGA型の事業モデルを採用している点が特徴で、自社リスク保有型の生命保険会社とは事業構造が異なる。","coverageType":["Differentiation"],"sourceType":"official_site","sourceClass":"Documentation","sourceUrl":"https://www.ethoslife.com/life-insurance-carriers/","title":"Ethos — Our Life Insurance Carriers","confidence":"high","needsVerification":true,"sourceVerified":false,"supportedPromptTypes":["P-01","P-02","P-04"],"entityId":"ethos"}],"generatedAt":"2026-07-22T11:33:21.426Z"},{"id":"P-04-001","companyId":"ethos","questionId":"P-04-001","instanceId":"QIN-ethos-P04-001","promptText":"Ethosはどのような場面で参照されますか？","promptTypeId":"P-04","answer":"Ethosは、デジタル完結型生命保険のMGAモデル・提携保険会社の構成を把握したい場面で参照される。","evidencePoints":["ev-ethos-2","ev-ethos-3"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/ethos/P-04-001","sourceEvidence":[{"id":"ev-ethos-2","text":"Ethos公式サイトによれば、Ethosは自社で保険契約を発行せず、Banner Life・TruStage・Ameritas・Protective・North American等の提携保険会社が実際の保険契約を発行するMGA型の事業モデルを採用している点が特徴で、自社リスク保有型の生命保険会社とは事業構造が異なる。","coverageType":["Differentiation"],"sourceType":"official_site","sourceClass":"Documentation","sourceUrl":"https://www.ethoslife.com/life-insurance-carriers/","title":"Ethos — Our Life Insurance Carriers","confidence":"high","needsVerification":true,"sourceVerified":false,"supportedPromptTypes":["P-01","P-02","P-04"],"entityId":"ethos"},{"id":"ev-ethos-3","text":"Ethosは過去にSoftBank Vision Fund 2から1億米ドルの投資を受けた実績を持つ。","coverageType":["Credibility"],"sourceType":"industry_reference","sourceClass":"Financial","sourceUrl":"https://www.ethoslife.com/newsroom/","title":"SoftBank Vision Fund 2 Invests in Ethos","confidence":"high","needsVerification":true,"sourceVerified":false,"supportedPromptTypes":["P-01","P-02","P-04"],"entityId":"ethos"}],"generatedAt":"2026-07-22T11:33:21.426Z"}]}