{"ok":true,"entity":{"slug":"mortgage","entityType":"concept","name":"住宅ローン（Mortgage）","canonicalName":"Mortgage","displayName":"住宅ローン（Mortgage）","category":"不動産概念","shortDescription":"住宅や不動産を担保に金融機関から資金を借り入れるローン。","alias":["Mortgage","住宅ローン","モーゲージ"],"searchKeywords":["住宅ローン","Mortgage","不動産担保","ローン"],"website":null,"parentEntity":null,"primaryCluster":"real-estate","secondaryClusters":[],"id":"mortgage","verificationStatus":"draft","updatedAt":"2026-07-10T05:55:25.582Z"},"references":[{"id":"P-01-001","companyId":"mortgage","questionId":"P-01-001","instanceId":"QIN-mortgage-P01-001","promptText":"住宅ローン（Mortgage）とは何ですか？","promptTypeId":"P-01","answer":"住宅ローン（Mortgage）とは、住宅や不動産を担保に金融機関から資金を借り入れるローンです。長期・高額の借入が特徴です。","evidencePoints":["mortgage-ev-001"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/mortgage/P-01-001","sourceEvidence":[{"id":"mortgage-ev-001","text":"住宅ローン（Mortgage）は、住宅や不動産を担保に金融機関から資金を借り入れるローンである。","title":"住宅ローン（概念）","coverageType":["Identity"],"sourceType":"industry_reference","sourceClass":"Documentation","sourceUrl":null,"confidence":"medium","supportedPromptTypes":["P-01"],"needsVerification":true,"sourceVerified":false,"entityId":"mortgage"}],"generatedAt":"2026-07-10T05:55:25.582Z"},{"id":"P-02-001","companyId":"mortgage","questionId":"P-02-001","instanceId":"QIN-mortgage-P02-001","promptText":"住宅ローンは無担保ローンとどう違いますか？","promptTypeId":"P-02","answer":"住宅ローンは不動産を担保にすることで長期・高額・低金利の借入を可能にする点が特徴で、担保のない無担保ローンと比べ、借入条件と返済不能時の扱いが異なります。","evidencePoints":["mortgage-ev-002"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/mortgage/P-02-001","sourceEvidence":[{"id":"mortgage-ev-002","text":"住宅ローンは不動産を担保にすることで長期・高額の借入を可能にし、返済不能時は担保が処分される点を特徴とする。","title":"住宅ローン（概念）","coverageType":["Capability","Differentiation"],"sourceType":"industry_reference","sourceClass":"Documentation","sourceUrl":null,"confidence":"medium","supportedPromptTypes":["P-01","P-02"],"needsVerification":true,"sourceVerified":false,"entityId":"mortgage"}],"generatedAt":"2026-07-10T05:55:25.582Z"},{"id":"P-04-001","companyId":"mortgage","questionId":"P-04-001","instanceId":"QIN-mortgage-P04-001","promptText":"住宅を購入する資金を借りたいとき住宅ローンはどう役立ちますか？","promptTypeId":"P-04","answer":"はい。住宅ローンは不動産を担保に長期・高額の資金を借りられる仕組みのため、まとまった自己資金がなくても住宅を購入したいときに役立つ資金調達の手段です。","evidencePoints":["mortgage-ev-002"],"scope":"","differentiation":"","faq":[],"pageUrl":"https://www.refbase.ai/reference/mortgage/P-04-001","sourceEvidence":[{"id":"mortgage-ev-002","text":"住宅ローンは不動産を担保にすることで長期・高額の借入を可能にし、返済不能時は担保が処分される点を特徴とする。","title":"住宅ローン（概念）","coverageType":["Capability","Differentiation"],"sourceType":"industry_reference","sourceClass":"Documentation","sourceUrl":null,"confidence":"medium","supportedPromptTypes":["P-01","P-02"],"needsVerification":true,"sourceVerified":false,"entityId":"mortgage"}],"generatedAt":"2026-07-10T05:55:25.582Z"}]}